Ted Halstead highlights on the New York Times op-ed page one of the ideas he included in his (with Michael Lind) recent book The Radical Center: mandatory health insurance. He explains:
For the same reasons most states require drivers to carry car insurance, the federal government should require all Americans to purchase basic health insurance. Those who cannot afford the full cost should receive public subsidies. Mandatory self-insurance would provide fully portable coverage to all Americans, while lowering insurance costs, raising the quality of care, maintaining a private insurance market and offering citizens more choice.Are there kinks to work out with this plan? Of course. But it is this type of thinking that is required to solve the growing health care coverage crisis.The grand bargain underlying compulsory health insurance would be universal coverage in exchange for universal responsibility. Of the 41 million Americans without health insurance, a full two-thirds are below the age of 35. Mandating tens of millions of young and relatively healthy Americans to join the insurance risk pool would drive down the costs for everyone. Insured patients are also less likely to rely on expensive hospital emergency rooms for their basic medical care.
In order for our economy to continue to grow, we must sever the connection between our jobs and our health care. Workers will not tolerate the "creative destruction" so beloved by free marketeers if their health coverage is part of that gamble.
